Life begins at RETIREMENT

Saving money at retirement is important. This is because our golden nest is limited. As long as we can , we need to stretch our available nest for as long as possible. I come across a list of money saving tips which I am sharing with all. This is extracted from Robert G. Allen's Multiple Streams of Income.

50 Ways to save $50 (at least):

1. Shop with a list - and stick to it.

2. Just say No to ATMs with fees - plan ahead with your cash needs.

3. Does your bank charge high fees? MOVE YOUR ACCOUNT.

4. Pay off that credit card balance!

5. If you must carry a credit card balance, shop around for a card with lower rate.

6. Look for lower premiums on your insurance policies.

7. Consider higher deductibles for your home and auto insurance.

8. Do you have a private mortgage insurance? If you've built up 20% equity in your home, you can cancel it.

9. Use a mail order pharmacy for long term prescriptions.

10. 'Doc, can I get that as a generic drug?"

11. Check all medical and hospital bills for errors - many insurance companies offer rewards.

12. Rent - never buy - something you'll only use a few times.

13. Turn your yard into a department store - have a rummage sale.

14. Switch long distance carriers - then switch again.

15. Call waiting? Not usually? Cancel those add-on phone services you don't need.

16. Email your friends instead of calling.

17. Skip the movies - rent a video instead.

18. Dine out? Eat in.

19. Lunch is "in the bag" - or it should be.

20. Don't buy that book! Exercise your library card.

21. Free up space in your mailbox- cancel that magazine subscription you never read.

22. Watch a parade or have a picnic - free entertainment is often the best.

23. Turn your car into a 'chat room/" Carpool to work.

24. Join the 'bus crowd' and avoid cab fare.

25. Buy airline tickets in advance - and always stay through Saturday.

Read the next blog for the rest of $aving$ tip$.