Monday, August 10, 2009
$aving$ Tip$ Part II at Retirement
This is the second and final installment of the $aving$ tip$. This is extracted from Robert G. Allen's Multiple Streams of Income.
26. Quit that health club - join the local gym instead.
27. "COUPONS" & "DOUBLE COUPON DAYS". Enough said.
28. What's in a name? Buy generic instead.
29. Skip the paper towels - wash your cloth ones instead.
30 Watch out for "convenience" foods - they're expensive and not as healthy for you anyway.
31. Join a warehouse club.
32. "Scan" those scanners and receipts - mistakes do happen.
33. Avoid "pricey" specialty stores.
34. Comparison shop "on-line".
35. Gotta trunk? Buy in BULK.
36. Premium gas for our car? Most run fine without it. Check your manual to be sure.
37. Forget the words "automatic car wash" - do it yourself and get some fresh air.
38. Use that quick-change oil and lub service on the corner instead of a full service garage.
39. Never pay extra for service contracts or extended warranties - the manufacturer's warranty is usually sufficient.
40. Cancel that premium channel you never watch - or cancel cable TV altogether.
41. Don't touch that thermostat - put on a sweater instead.
42. Take a shower instead of a bath.
43. Only run a full dishwasher.
44. Have an energy audit done on your home - some companies offer them for FREE.
45. Never pay extra for car rental insurance - you're probably already covered by your credit card or regular car insurance.
46. DON'T PLAY THE LOTTERY - the odds of getting hit by lightning are better than your chances of winning.
47. Time to refinance your home? Keep an eye on interest rates.
48. Pay yourself first - set aside a dollar a day.
49. Buy a "piggy bank" for all the space change you keep finding in your couch.
50. Don't spend your next pay raise - INVEST THAT MONEY INSTEAD.
There you have it. The full 50 tips. These are all practical tips and I sincerely thank Robert G. Allen for the list.
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Comments? Feedback? Questions? Let me know...Thanks..
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